Personal Green Loan Rates
Loan Name |
Term |
Minimum Loan Amount |
Maximum Loan Amount |
APR as low as |
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APR = annual percentage rate and reflects the current minimum APR offered. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. We will file a UCC Fixture Filing on the solar and related equipment. This will show up on a property title search, but it is not a deed of trust. These loans are not a second mortgage and are not secured by the home. |
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Loan Name Solar Loan1 |
Term 60 months (5 years) |
Minimum Loan Amount $10,000 |
Maximum Loan Amount $90,000 |
APR as low as |
Loan Name |
Term 120 months (10 years) |
Minimum Loan Amount $10,000 |
Maximum Loan Amount $90,000 |
APR as low as |
Loan Name |
Term 180 months (15 years) |
Minimum Loan Amount $10,000 |
Maximum Loan Amount $90,000 |
APR as low as |
Loan Name Investment Tax Credit (ITC) Solar Loan2 |
Term 120 months (10 years) |
Minimum Loan Amount $10,000 |
Maximum Loan Amount $90,000 |
APR as low as |
Loan Name |
Term 180 months (15 years) |
Minimum Loan Amount $10,000 |
Maximum Loan Amount $90,000 |
APR as low as |
Loan Name 20-year Solar Loan3 |
Term 240 months (20-year) |
Minimum Loan Amount $20,000 |
Maximum Loan Amount $90,000 |
APR as low as |
Loan Name |
Term |
Minimum Loan Amount |
Maximum Loan Amount |
APR as low as |
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APR = annual percentage rate and reflects the current minimum APR offered. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. |
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Loan Name Energy Improvement Loan4 |
Term 60 months (5 years) |
Minimum Loan Amount $300 |
Maximum Loan Amount $60,000 |
APR as low as |
Loan Name |
Term 120 months (10 years) |
Minimum Loan Amount $300 |
Maximum Loan Amount $60,000 |
APR as low as |
Loan Name |
Term 180 months (15 years) |
Minimum Loan Amount $300 |
Maximum Loan Amount $60,000 |
APR as low as |
Loan Name Investment Tax Credit (ITC) Loan5 |
Term 120 months (10 years) |
Minimum Loan Amount $5,000 |
Maximum Loan Amount $60,000 |
APR as low as |
Loan Name |
Term 180 months (15 years) |
Minimum Loan Amount $5,000 |
Maximum Loan Amount $60,000 |
APR as low as |
Loan Name 20-year Energy Improvement Loan6 |
Term 240 months (20-year) |
Minimum Loan Amount $20,000 |
Maximum Loan Amount $60,000 |
APR as low as |
Household Income Qualifications7 |
Term8 |
APR as low as |
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APR = annual percentage rate and reflects the current minimum APR offered. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. |
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Household Income Qualifications7 High Income |
Term8 36 months |
APR as low as |
Household Income Qualifications7 High Income |
Term8 60 months |
APR as low as |
Household Income Qualifications7 High Income |
Term8 120 months |
APR as low as |
Household Income Qualifications7 High Income |
Term8 180 months |
APR as low as |
Household Income Qualifications7 Moderate Income |
Term8 36 months |
APR as low as |
Household Income Qualifications7 Moderate Income |
Term8 60 months |
APR as low as |
Household Income Qualifications7 Moderate Income |
Term8 120 months |
APR as low as |
Household Income Qualifications7 Moderate Income |
Term8 180 months |
APR as low as |
Household Income Qualifications7 Low Income |
Term8 36 months |
APR as low as |
Household Income Qualifications7 Low Income |
Term8 60 months |
APR as low as |
Household Income Qualifications7 Low Income |
Term8 120 months |
APR as low as |
Household Income Qualifications7 Low Income |
Term8 180 months |
APR as low as |
Disclosures
- 1.
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APR = annual percentage rate. APR is effective as of 7/1/2025 and reflects the current minimum APR offered. The following example is for estimation purposes only: a $20,000 loan at 6.25% APR would result in 120 monthly payments of $224.63. Actual loan payment amount will be disclosed at loan closing and may differ slightly. Other rates and terms available based on individual credit standing and term. Other terms are available.
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- 2.
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APR = annual percentage rate. APR is effective as of 7/1/2025 and reflects the current minimum APR offered. Payment amount subject to change after the initial 24 months based on tax credits or other credits applied to principal or re-amortization of the outstanding balance. As an example, a $20,000 loan at 6.25% APR would result in 24 initial monthly payments of $165.04. If 30% of the loan amount is applied to the principal during the first 24 months, the monthly payment would remain approximately the same for the remaining term of the loan. If the principal is not paid down with a tax credit or other payment, the outstanding loan balance at the end of the 24-month period will re-amortize to $247.23 per month for the remaining 96 months. Minimum loan amount is $10,000. Example payments are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ slightly. The APR may be adjusted based on individual credit standing and term.
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- 3.
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APR = annual percentage rate. APR is effective as of 4/11/2025 and reflects the current minimum APR offered. The APR may be adjusted based on individual credit standing and term. Minimum loan amount is $20,000. The following example is for estimation purposes only: a $20,000 loan at 8.75% APR would result in 240 monthly payments of $176.83. Actual loan payment amount will be disclosed at loan closing and may differ slightly. Other rates and terms available based on individual credit standing and term.
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- 4.
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Payment example: A $20,000 loan for 120 months at 7.50% APR will have a monthly payment of $237.49.
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- 5.
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Payment amount subject to change after the initial 24 months based on tax credits or other credits applied to principal or re-amortization of the outstanding balance. Payment example: a $20,000 loan at 7.50% APR would result in 24 initial monthly payments of $179.17. If 30% of the loan amount is applied to the principal during the first 24 months, the monthly payment would remain approximately the same or increase slightly for the remaining term of the loan. If the principal is not paid down with a tax credit or other payment, the outstanding loan balance at the end of the 24-month period will re-amortize to $262.72 per month for the remaining 96 months.
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- 6.
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Payment example: A $20,000 loan for 240 months at 9.75% APR will have a monthly payment of $189.83.
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- 7.
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Income qualification guidelines apply. APR will be adjusted based on household income and term. Secured loan options available upon request; minimum secured amount borrowed is $5,000.
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- 8.
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Payment example: A $20,000 loan for 60 months at 4.99% APR will have a monthly payment of $377.38.
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