Business Checking Accounts
Easily manage day-to-day finances.
Account options for every business
Whether you’re looking for a simple solution for your small business, non-profit, or larger operation, we have a checking account to meet your needs.
Benefits
Online & mobile banking options
We offer free online and mobile banking services, including eStatements and check imaging.
$100 minimum opening deposit
Only $100 is required to open an account.
Free Visa® debit card
Handle all your business’ needs knowing Visa Secure protects your purchases.
Specialized accounts
We have a variety of accounts that each offer unique solutions for non-profit and for-profit business owners.
Compare your options
In addition to the checking accounts in the table below, we also offer our Business No-Dividend Checking account. You might be thinking to yourself, “No dividends?” But it’s also no monthly fees, no transaction fees, and no minimum balance. All it takes is $25 to open an account and get started.
Business Non-Profit Checking
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Best for:
Nonprofits that require more transactions per month than are offered by our Business Basic Checking
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Monthly Fees1
$6 monthly fee waived when the aggregate balance of your deposit and loan accounts is $4,000 or more.
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Monthly Transactions Fees1
After the first 400 items, credit/debit items are only $.25.
Small Business Checking
Get Started
Open an AccountCurrent rates
|
Minimum Balance to Earn APY |
APY |
|---|---|
| Rates effective 01/21/2025 | |
|
APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. |
|
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Minimum Balance to Earn APY $100 |
APY 0.05% |
|
Tier |
Minimum Balance to Earn APY |
APY |
|---|---|---|
| Rates effective 01/21/2025 | ||
|
APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. |
||
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Tier $100 – $999.99 |
Minimum Balance to Earn APY $100 |
APY 0.05% |
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Tier $1,000 – $4,999.99 |
Minimum Balance to Earn APY $100 |
APY 0.05% |
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Tier $5,000 – $9,999.99 |
Minimum Balance to Earn APY $100 |
APY 0.05% |
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Tier $10,000 – $24,999.99 |
Minimum Balance to Earn APY $100 |
APY 0.05% |
|
Tier $25,000 and over |
Minimum Balance to Earn APY $100 |
APY 0.05% |
|
Tier |
Minimum Balance to Earn APY |
APY |
|---|---|---|
| Rates effective 01/21/2025 | ||
|
APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. |
||
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Tier $1,000 – $4,999.99 |
Minimum Balance to Earn APY $1,000 |
APY 0.05% |
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Tier $5,000 – $9,999.99 |
Minimum Balance to Earn APY $1,000 |
APY 0.05% |
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Tier $10,000 – $24,999.99 |
Minimum Balance to Earn APY $1,000 |
APY 0.05% |
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Tier $25,000 and over |
Minimum Balance to Earn APY $1,000 |
APY 0.05% |
|
Tier |
Minimum Balance to Earn APY |
APY |
|---|---|---|
| Rates effective 01/21/2025 | ||
|
APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. |
||
|
Tier $1,000 – $4,999.99 |
Minimum Balance to Earn APY $1,000 |
APY 0.05% |
|
Tier $5,000 – $9,999.99 |
Minimum Balance to Earn APY $1,000 |
APY 0.05% |
|
Tier $10,000 – $24,999.99 |
Minimum Balance to Earn APY $1,000 |
APY 0.05% |
|
Tier $25,000 and over |
Minimum Balance to Earn APY $1,000 |
APY 0.05% |
Business Debit Card
Our Business debit card provides access to your Business Checking accounts anywhere a Visa® debit card is used. ATM access allows you to withdraw cash, check your balance, or transfer funds almost anywhere. Individual cards are available for signers on the accounts.
With our Business debit card, you can also:
- Make POS purchases wherever the Visa logo is displayed.
- Receive text or email notifications when your card is used.
- Save time by paying bills automatically.
Overdraft Protection
Our fixed-rate on demand credit line offers you a flexible reserve so you can cover checks and other withdrawals without any lag time and without needing to transfer funds.
Open a Business Checking Account
You can apply for any of our Business Checking products by completing our fillable PDF form and mailing it or dropping it off at any branch location.
Disclosures
- 1.
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Items included in debit/credit and item count are: checks (paper and electronic), ATM withdrawals, withdrawals, over-the-counter checks, wire transfers and safe deposit box fees. Deposits, debit card transactions, and ACH transactions are not included in the debit/credit and item count.
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