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Visa® Credit Card

Peace of mind in your pocket.

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Low rate, no penalty APR, and no balance transfer fee

With our lowest credit card rate, the EastRise Visa credit card1 is a great choice if you’re just starting out or sometimes carry a balance.

Benefits

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No penalty APR

We won’t penalize you with an extra-high interest rate if you’re late on a payment2. You’ll get the same low rate on purchases, balance transfers, and cash advances3.

No Fees

No annual fee

No annual or balance transfer fees. Plain and simple.

Alert

Real-time fraud protection

Get alerts on the go to identify unauthorized activity on your card. You can also turn your card off and on for added security.

Mobile Phone

24/7 access

Monitor transactions, schedule payments, and set up travel notices at your convenience within our Digital Banking platform.

Current rates

Credit Cards

Type

APR as low as
Rates effective 10/09/2024

See the Consumer Credit Card Application and Solicitation Disclosure for EastRise Visa and Visa Rewards details. The index is the Wall Street Journal Prime published on the 25th day of each month, plus your margin. All rates quoted are subject to change monthly, the maximum interest rate is 18%. The rate may increase after the consummation of the loan. These are our posted rates; your rate could vary according to your credit. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. APR = annual percentage rate.

Type

Visa

APR as low as

12.50%

Type

Visa Rewards Card

APR as low as

14.50%
Switch your credit card to

EastRise Credit Union

Take advantage of our special 1.99% APR when you transfer a balance within the first 90 days of opening your EastRise Visa credit card.4

Apply for a Visa credit card NEFCU Stamp

You might also be interested in:

Visa Rewards

Is it really a reward if you have to pay for it? With our Visa Rewards credit card, you get cash back without an annual fee. Let’s make the most of your spending, shall we?
Learn more about our Rewards card

Compare Credit Card Options

Trying to choose an EastRise credit card? Compare them side by side to see which one is right for you.

Compare our credit cards

Apply for a Visa credit card

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Disclosures

1.

  • See the Consumer Credit Card Application and Solicitation Disclosure for EastRise Visa and Visa Rewards details. The index is the Wall Street Journal Prime published on the last Wednesday of the month prior, plus your margin as determined by an evaluation of your credit. All rates quoted are subject to change monthly, the maximum interest rate is 18%. The rate may increase after the consummation of the loan. These are our posted rates; your rate could vary according to your credit.

2.

  • Certain restrictions apply. For additional disclosures and details, be sure to check out the EastRise Credit Union Consumer Credit Card Application and Solicitation Disclosure. See link above.

3.

  • Interest on a cash advance is charged immediately.

4.

  • APR is the Annual Percentage Rate for 12 months, valid for balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate.

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