Woman Smiling

Visa® Rewards Credit Card

Unlimited cash back, no annual fees.

Let your credit card go to work

Is it really a reward if you have to pay for it? With our Visa Rewards credit card, you get cash back without an annual fee. Let’s make the most of your spending, shall we?

Benefits

Cash In a Hand(recieve)

Earn cash back

Get money back for every purchase you make.

No Fees

No annual fee

Isn’t it nice when you don’t have to pay for what you get? We won’t hit you with a penalty APR, either.

Alert

Real-time fraud protection

Get alerts on the go to identify unauthorized activity on your card. You can also turn your card off and on for added security.

Mobile Phone

24/7 access

Monitor transactions, schedule payments, and set up travel notices at your convenience within our Digital Banking platform.

Current Rates

Credit Cards

Type

APR as low as

Rates effective 12/11/2024

See the Consumer Credit Card Application and Solicitation Disclosure for EastRise Visa and Visa Rewards details. The index is the Wall Street Journal Prime published on the 25th day of each month, plus your margin. All rates quoted are subject to change monthly, the maximum interest rate is 18%. The rate may increase after the consummation of the loan. These are our posted rates; your rate could vary according to your credit. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. APR = annual percentage rate.

Type

Visa

APR as low as

12.00%

Type

Visa Rewards Card

APR as low as

14.00%

Switch your credit card to

EastRise Credit Union

Take advantage of our special 1.99% APR when you transfer a balance within the first 90 days of opening your Visa Rewards card.4

Apply for a Visa credit card EastRise CU Stamp

How it works

Number 1

Earn unlimited cash back

Earn 1% cash back rebate on every purchase.1

Number 2

Earn bonus cash

Earn even more when you shop our online Cash Back Mall and take advantage of various merchant partner offers at gas stations, grocery stores, restaurants, and retail stores.2

Number 3

Redeem your cash

You can redeem your cash back through an account statement credit or deposit into an eligible EastRise checking or savings account.3

Apply for a Visa Reward credit card

Get started
Apply online
Get in touch
Email or call us

Disclosures

1.
  • Cash back rebate is earned on purchases minus any credits or returns (“net purchases”). Finance charges, fees, cash advances, convenience checks, balance transfers, and disputed or unauthorized purchases/fraudulent transactions are not considered purchases and will not earn a cash back rebate.

2.
  • These offers may be for in-store only, online only or in-store and online shopping. You must log in to your account to view and activate these offers.

3.
  • Cash back rebates will accrue over three calendar years and will expire on a rolling, first-in/first-out, annual basis; cash back rebates earned in a calendar year will expire on the last day of the third calendar year. For example, any unredeemed cash back rebate that was earned in 2021 will expire on December 31, 2024; unredeemed cash back rebates earned in 2022 will expire on December 31, 2025, etc. If you close your account without redeeming your rebates, or the credit union closes your account due to delinquency, your rebates are forfeited.

4.
  • APR is the Annual Percentage Rate for 12 months, valid for balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable APR currently starting at 12.50% to 18.00%.