Visa® Rewards Credit Card
Unlimited cash back, no annual fees.
Let your credit card go to work
Is it really a reward if you have to pay for it? With our Visa Rewards credit card, you get cash back without an annual fee. Let’s make the most of your spending, shall we?
Benefits
Earn cash back
Get money back for every purchase you make.
No annual fee
Isn’t it nice when you don’t have to pay for what you get? We won’t hit you with a penalty APR, either.
Real-time fraud protection
Get alerts on the go to identify unauthorized activity on your card. You can also turn your card off and on for added security.
24/7 access
Monitor transactions, schedule payments, and set up travel notices at your convenience within our Digital Banking platform.
Current Rates
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Type |
APR as low as |
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| Rates effective 12/11/2024 | |
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See the Consumer Credit Card Application and Solicitation Disclosure for EastRise Visa and Visa Rewards details. The index is the Wall Street Journal Prime published on the 25th day of each month, plus your margin. All rates quoted are subject to change monthly, the maximum interest rate is 18%. The rate may increase after the consummation of the loan. These are our posted rates; your rate could vary according to your credit. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. APR = annual percentage rate. |
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Type Visa |
APR as low as 12.00% |
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Type Visa Rewards Card |
APR as low as 14.00% |
EastRise Credit Union
Take advantage of our special 1.99% APR when you transfer a balance within the first 90 days of opening your Visa Rewards card.4
How it works
Earn unlimited cash back
Earn 1% cash back rebate on every purchase.1
Earn bonus cash
Earn even more when you shop our online Cash Back Mall and take advantage of various merchant partner offers at gas stations, grocery stores, restaurants, and retail stores.2
Redeem your cash
You can redeem your cash back through an account statement credit or deposit into an eligible EastRise checking or savings account.3
Apply for a Visa Reward credit card
Disclosures
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Cash back rebate is earned on purchases minus any credits or returns (“net purchases”). Finance charges, fees, cash advances, convenience checks, balance transfers, and disputed or unauthorized purchases/fraudulent transactions are not considered purchases and will not earn a cash back rebate.
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- 2.
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These offers may be for in-store only, online only or in-store and online shopping. You must log in to your account to view and activate these offers.
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- 3.
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Cash back rebates will accrue over three calendar years and will expire on a rolling, first-in/first-out, annual basis; cash back rebates earned in a calendar year will expire on the last day of the third calendar year. For example, any unredeemed cash back rebate that was earned in 2021 will expire on December 31, 2024; unredeemed cash back rebates earned in 2022 will expire on December 31, 2025, etc. If you close your account without redeeming your rebates, or the credit union closes your account due to delinquency, your rebates are forfeited.
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- 4.
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APR is the Annual Percentage Rate for 12 months, valid for balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable APR currently starting at 12.50% to 18.00%.
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