Visa Signature® Credit Card
From dining to recreation, get cash back on it all.
It’s as simple as 4-3-2-1
The EastRise Visa Signature credit card helps you earn cash back on every purchase. 4% cash back on dining out, 3% on travel and gas, 2% on groceries and streaming, and 1% on everything else.1
Features
Instant card access
Tap into rewards right away when you add the card to your digital wallet. Begin using it before it arrives in the mail.2
Bonus reward
Earn a $100 bonus for spending at least $1,000 in the first 90 days from account opening.3
No annual fee
No annual or balance transfer fee. No penalty pricing.
Fraud protection
Real-time alerts to identify potential unauthorized activity on your card. For added security, you may also turn the card off and on to lock use.
More Features
Beyond the valuable Visa benefits, enjoy special access to unforgettable experiences with your EastRise Visa Signature Card—from fine wine and food events, luxury hotels, and premium car rental service to once-in-a-lifetime sporting events, shopping, and more.
Current Rates
Type | APR as low as |
|---|---|
| Rates effective 12/09/2025 | |
See the Consumer Credit Card Application and Solicitation Disclosure for EastRise Visa, Visa Rewards, and Visa Signature details. The index is the Wall Street Journal Prime published on the 25th day of each month, plus your margin. All rates quoted are subject to change monthly, the maximum interest rate is 18%. The rate may increase after the consummation of the loan. These are our posted rates; your rate could vary according to your credit. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. APR = annual percentage rate. | |
Type Visa | APR as low as |
Type Visa Rewards | APR as low as |
Type Visa Signature | APR as low as |
EastRise Credit Union
Take advantage of our special 1.99% APR when you transfer a balance within the first 90 days of opening your EastRise Signature Visa credit card.4
Apply for a Visa Signature credit card
Disclosures
- 1.
Standard 1% cash back rebate is earned on all purchases minus any credits or returns (“net purchases”). Finance charges, fees, cash advances, convenience checks, balance transfers, and disputed or unauthorized purchases/fraudulent transactions are not considered purchases and will not earn a cash back rebate.
- 2.
To access the digital card, members must be enrolled in Digital Banking and download the EastRise mobile app. Supported digital wallets are Apple Wallet and Google Wallet.
- 3.
To qualify for the $100 statement credit, a total of at least $1,000 in net purchases must post to your account within 90 days from the date your account is opened. The credit will appear on your credit card statement on or around day 90 of account opening.
- 4.
APR is the Annual Percentage Rate for 12 months, valid for external balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable APR currently starting at 15.25% to 18.00%.
- 5.
Cash back rebates will accrue over four calendar years and will expire on a rolling, first-in and first-out, annual basis. Cash back rebates earned in a calendar year will expire on the last day of the fourth calendar year. For example, any unredeemed cash back rebate that was earned in 2025 will expire on December 31, 2029. Unredeemed cash back rebates earned in 2026 will expire on December 31, 2028, etc. If you close your account without redeeming your rebates, or the Credit Union closes your account due to delinquency, your rebates are forfeited.
- 6.
Bonus cash back is based on the Merchant Category Code associated with the purchase. EastRise does not assign Merchant Category Codes and assumes no responsibility for the accuracy of the Merchant Category Code assigned to any merchant.
- 7.
Maximum of $300 bonus cash back earned per calendar year at eligible participating merchants: (a) groceries and streaming merchants – 1% bonus for a 2% total rebate; (b) travel and gas merchants – 2% bonus for a 3% total rebate; and (c) restaurant (dining out) merchants – 3% bonus for a 4% total rebate. If you maximize your spending in these categories, you will still earn the 1% standard cash back for the remainder of the calendar year.