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Home Fuel Loan

Stay warm, no matter what.

Keep your heat on while keeping costs down

Despite our best efforts to budget for heating expenses, unpredictable energy prices can catch us off guard. If you need more money to stay warm this winter, our Home Fuel Loan is competitively priced to keep your home heated and your costs down.

Benefits

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Fixed rate

A low, fixed rate means no surprises down the road.

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No collateral needed

Our Home Fuel Loans are unsecured, which means you don’t have to put up any collateral to be eligible.

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Flexible borrowing

You can borrow as little as $300 and as much as $10,000.

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Pay directly to fuel provider

We will make payments directly to your fuel provider so you don’t risk any interruption in service.

Current rates

Fuel Loan

Term1

APR

Rates effective 10/12/2024

APR = annual percentage rate and reflects the current minimum APR offered.

Term1

12 months

APR

9.99%

Estimate your monthly payment

Enter the amount you wish to borrow for a 1-year loan term to determine your estimated monthly payment and interest rate.

Calculated payments shown are for estimation purposes only. Actual loan payment amount and interest rate will be disclosed at loan closing and may differ slightly.

Prepare now for the next heating season.

There are other agencies and organizations in Vermont that can help families prepare for a heating season or be available for an emergency heating crisis. We encourage you to contact some of these resources before the winter season arrives:

Snowy Home in Winter

Apply for a Home Fuel Loan

If you are already a member and want to apply for a Home Fuel Loan online, it’s easier to apply once you’ve logged into online or mobile banking. That way we can save you time by pre-filling the application with your information.

Get started
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Disclosures

1.
  • Other rates and terms may be available. Payment example: A 12-month loan with a 7.50% APR would have monthly payments of $87.02 per thousand dollars borrowed.