Money Market Accounts
Higher rates to help you save.
An account for every savings goal
EastRise offers two kinds of Money Market accounts to help you with your savings: our Essential Money Market for amounts under $10,000 and our Green Money Market for larger deposits. See which one is right for your financial goals.
Essential Money Market account
Why essential? Because everyone needs savings, and this account is for everyone. No matter your savings goal, our Essential Money Market account can help you get there faster. Earn between 3.75% and 5% APY on amounts under $10,000 as you build up your emergency fund or save up for a down payment or vacation.
Green Money Market account
Why green? Because you can earn more on your savings while doing more for our environment. The money in our Green Money Market accounts is used to fund our Green Loans for renewable and energy efficiency projects. This account is suited for savers with larger deposits who are looking to make a difference.
Current Rates
|
Minimum Balance to Earn APY |
Minimum Opening Deposit |
APY |
|---|---|---|
| Rates effective 03/26/2025 | ||
|
APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. Limit one Essential Money Market account per person. Minimum balance of $1,000 is required to open the account. Essential Money Market accounts are tiered rate accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance within that tier. The APYs, which vary depending on the balance in the account, are shown for each tier. |
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Minimum Balance to Earn APY Up to $2,499.99 |
Minimum Opening Deposit $1,000 |
APY 5.00% |
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Minimum Balance to Earn APY $2,500.00 – $4,999.99 |
Minimum Opening Deposit $1,000 |
APY 5.00% to 4.50% |
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Minimum Balance to Earn APY $5,000.00 – $9,999.99 |
Minimum Opening Deposit $1,000 |
APY 4.50% to 3.75% |
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Minimum Balance to Earn APY $10,000.00 and above |
Minimum Opening Deposit $1,000 |
APY 3.75% to .34% |
|
Minimum Balance to Earn APY |
APY |
|---|---|
| Rates effective 03/26/2025 | |
|
APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. Our Money Market account is a tiered rate account. The applicable dividend rate is applied to the total account balance. |
|
|
Minimum Balance to Earn APY $1,000 – $49,999.99 |
APY 1.70% |
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Minimum Balance to Earn APY $50,000 – $99,999.99 |
APY 2.15% |
|
Minimum Balance to Earn APY $100,000 – $249,999.99 |
APY 2.55% |
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Minimum Balance to Earn APY $250,000 – $499,999.99 |
APY 2.65% |
|
Minimum Balance to Earn APY $500,000 and over |
APY 2.75% |
Open a Money Market Account
Not a member? You’ll be prompted to join when you open your account. If you are already a member, it’s easier to apply once you’ve logged into online or mobile banking. That way we can save you time by pre-filling the application with your information.