Investment Services
Pave the path ahead.
Let’s prepare for your future
Because we’re committed to your journey and your growth, we listen carefully to understand your needs, your fears, and your risk tolerance. With EastRise Wealth Management, we draw from your personal experience to build a personalized plan.
Why work with us?
At EastRise, we offer investment services that are specifically designed with our credit union members in mind. As a member, you have access to financial services and many resources to help you organize and plan for every milestone in your life.
See our investment professionals’ backgrounds and credentials by visiting FINRA’s BrokerCheck.
Financial planning
We take the time to get to know you—your lifestyle, assets, and expenses—so we can do a thorough evaluation and help you plan for your financial future with confidence.
Financial risk management
Managing risk is a big part of what we do as your financial advisor. We’re here to identify, analyze, and handle any risks tied to your investments, so you can feel confident about your financial journey.
Retirement planning
No matter what life stage you’re in, we’re here to work with you on a comprehensive financial analysis and retirement plan. That way, you can focus on what you want to do in retirement instead of how you’re going to pay for it.
Manage your investments
ESG allocations1
ESG (environment, social, governance) investments let you align your portfolio with your values. We carefully screen each asset with the goal of ensuring it positively impacts the environment and society while making responsible governance choices.
Mutual funds2
A mutual fund is like a basket that holds a mix of different investments, such as stocks, bonds, and other assets. It’s an easy way to invest in a variety of options all at once.
Traditional securities
If you want to invest directly in specific companies through traditional stocks or bonds, we’ve got you covered. We’ll help set up a brokerage account for you and handle all the buying and selling on your behalf.
Plan for retirement
Annuities2
Annuities are a tax-deferred investment often used for retirement. You can open an account with a lump sum or make payments over time. In return, the annuity can provide you with a steady income stream during your retirement.
IRAs3
An individual retirement account or IRA is a special savings account just for your retirement. There are different types of IRAs, with Roth IRAs and traditional IRAs being the most popular options.
Take care of your family
Trust Accounts4
A trust account is set up by one person to benefit someone else and is managed by a trustee according to specific terms. For instance, a parent might create a trust for their child, deciding when the child can start accessing the money and how much they can withdraw at a time.
Long-Term Care Insurance
As we age and our health needs change, long-term medical and social services may become necessary. Insurance can help cover the costs of this long-term care, providing peace of mind for the future.
College savings
College savings plans are specifically designed to help you save for higher education costs. They offer a great way to set aside money while also taking advantage of tax benefits and financial aid opportunities.
Set up a consultation.
We’re here to help guide you through all of life’s financial pit stops. Schedule a consultation with a certified financial advisor to get started.
Disclosures
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ESG investing has certain risks based on the fact that the criteria excludes securities of certain issuers for non-financial reasons and, therefore, investors may forgo some market opportunities and the universe of investments available will be smaller.
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Mutual Funds and Variable Annuities are sold by prospectus only. Contact a financial advisor to obtain a prospectus. Read it carefully before investing.
Variable Annuities are suitable for long-term investing, such as retirement investing. Withdrawals prior to age 59 ½ may be subject to tax penalties and surrender charges may apply. Variable annuities are subject to market risk and may lose value.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer, member FINRA/SIPC. Insurance products are offered through LPL or its licensed affiliates. EastRise Credit Union and EastRise Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using EastRise Wealth Management, and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, EastRise Credit Union or EastRise Wealth Management. Securities and insurance offered through LPL or its affiliates are:
- Not Insured by NCUA or Any Other Government Agency
- Not Credit Union Guaranteed
- Not Credit Union Deposits or Obligations
- May Lose Value
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
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Contributions to a traditional IRA may be tax deductible in the contribution year, with current income tax due at withdrawal. Withdrawals prior to age 59 ½ may result in a 10% IRS penalty tax in addition to current income tax.
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LPL Financial representatives offer access to Trust Services through The Private Trust Company N.A. an affiliate of LPL Financial.
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