House On Hill

Buying a House

Let’s find the right mortgage for you.

We help you buy the house. You make it a home.

Whether you’re hoping to better understand the homebuying process, looking for the right partner, or in need of a new lender at the last minute, we’re here to help. Get one-on-one support, from local lending experts who know what it takes to close on your new home.

The Homebuying Process

Number 1

Estimate payments

Use our handy home mortgage calculator to get a rough estimate of your closing costs and monthly payments.

Number 2

See our rates

Check out our current rates and see which option is right for you. Need help? Talk to one of our mortgage loan officers!

Number 3

Apply for a mortgage

Get pre-approved before you start shopping. Once you’re ready to buy, you can finalize your application or begin one.

Number 4

Lock your rate

Keep an eye on mortgage rates after you apply, because you can secure a low rate for up to 120 days.

Find the right mortgage for you.

Select a mortgage option below to learn more about the different home loans we have to offer.

Family on Couch

Fixed-Rate Mortgage

Make the same monthly payment on your home with a fixed rate for the entire length of your loan, no matter what happens in the market.

Young Family Sitting on Steps

Adjustable-Rate Mortgage

An adjustable-rate mortgage (ARM) has a fixed interest rate to start, then adjusts periodically based on the market. Our mortgage loan officers can walk you through your options.

Multi-unit Housing

Investment or Non-owner Occupied

Finance a one- to four-unit rental property under a range of fixed- or adjustable-rate terms, with a minimum down payment as low as 15%. You can own it in your name or via an LLC.

Framing a House

Construction Loans

Build the home you’ve been dreaming of with a fixed-rate, interest-only loan from six to 12 months. Once construction is finished, choose a program for your permanent home financing.

Land for Sale

Land Loans

Purchase land to build your home or to use for recreation with an adjustable-rate mortgage option.

Person Going Skiing

Second or Seasonal Properties

Whether you’re looking for a lakeview property, a place on the slopes, or something in between, let’s get you into your getaway home with our second/seasonal home loan.

Off-grid Family

Off-Grid Mortgages

Want to get off the grid? When you purchase or refinance with us, you can set up your home with alternative, renewable energy sources and enjoy long-term savings over the life of your home loan.

Large House In The Mountains

Jumbo Mortgages

If you’re looking to finance more than the federal loan limit of $766,550, our jumbo mortgage offers fixed and adjustable rates and terms up to 30 years to make your home more affordable.

Veteran Working on VA Loan

VA Mortgages

If you or your spouse are a current or former member of the armed forces, we offer a VA loan program where you can take advantage of no down payment and lower rates.

FAQs

Not finding what you’re looking for? See all FAQs or contact us.

Apply for a mortgage today

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866.805.6267