Large House in The Mountains

Jumbo Mortgages

For that extra financing oomph.

Flexible financing and local servicing

Our Jumbo Mortgage is designed for properties that are valued over the federal loan limit of $766,550. Whether you’re buying a luxury home or refinancing an existing one, we’re here to provide the financing you need with competitive rates and flexible terms.

Features

Lock with percentage sign

Fixed and adjustable rates

Choose the mortgage that fits your long- and short-term needs with our flexible options that include both fixed and adjustable rates.

Dollar Bills

Up to 95% financing

If you need more financing than a conventional loan provides, a jumbo loan may be the solution.

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Local servicing

Experience peace of mind with our local mortgage servicing and personalized support every step of the way.

Jumbo Mortgages

Type1,2

Rate

APR

Rates effective 10/12/2024

5/1 and 7/1 Adjustable-Rate Mortgages are a 2/6 Cap, tied to a one-year T-bill with 2.875% margin.
APR = annual percentage rate. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.

Type1,2

30-Year Fixed-Rate

Rate

6.375%

APR

6.412%

Type1,2

20-Year Fixed-Rate

Rate

5.750%

APR

6.299%

Type1,2

15-Year Fixed-Rate

Rate

5.625%

APR

6.186%

Type1,2

10-Year Fixed Rate

Rate

5.625%

APR

5.711%

Type1,2

5/1 Adjustable-Rate

Rate

6.125%

APR

6.646%

Type1,2

7/1 Adjustable-Rate

Rate

6.875%

APR

6.942%

Meet our

mortgage team

We look forward to answering your questions and helping you find flexible and affordable home financing.

Get in touch EastRise CU Stamp

Apply for a Jumbo Mortgage

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Meet our team
Give us a call
866.805.6267

Disclosures

1.
  • APR = annual percentage rate. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.

2.
  • APR = annual percentage rate. Fixed rate mortgage payment example: A fixed rate loan of $180,000 for 30 years at a 5.750% interest and an APR of 5.786% is a $1,050.43 monthly payment. Adjustable rate mortgage payment example: The adjustable rate mortgage is a variable rate loan; interest rates and payments may increase after the original fixed-rate period. Your interest rates and payments may increase after the original fixed-rate period. A loan for $180,000 at a 5.625% initial interest rate and APR of 6.48%, subject to increase, will have the following monthly payment: 300 payments of $1,178.22 at an interest rate of 7.00% based on the current index plus a margin.