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See the Consumer Credit Card Application and Solicitation Disclosure for EastRise Visa and Visa Rewards details. The index is the Wall Street Journal Prime published on the 25th day of each month, plus your margin as determined by an evaluation of your credit. All rates quoted are subject to change monthly, the maximum interest rate is 18%. The rate may increase after the consummation of the loan. These are our posted rates; your rate could vary according to your credit.

APR is the Annual Percentage Rate for 12 months, valid for external balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable APR currently starting at 11.00% to 18.00%.

To access the digital card, members must be enrolled in Digital Banking and download the EastRise mobile app. Supported digital wallets are Apple Wallet and Google Wallet.

Standard 1% cash back rebate is earned on all purchases minus any credits or returns (“net purchases”). Finance charges, fees, cash advances, convenience checks, balance transfers, and disputed or unauthorized purchases/fraudulent transactions are not considered purchases and will not earn a cash back rebate.

Maximum of $300 bonus cash back earned per calendar year at eligible participating merchants: (a) groceries and streaming merchants – 1% bonus for a 2% total rebate; (b) travel and gas merchants – 2% bonus for a 3% total rebate; and (c) restaurant (dining out) merchants – 3% bonus for a 4% total rebate. If you maximize your spending in these categories, you will still earn the 1% standard cash back for the remainder of the calendar year.