10- to 30-Year Fixed-Rate Mortgages
Own your home with the same low, monthly payment.
Local service, low rates, no surprises
Our personal service, competitive rates, and flexible terms can help us tailor a mortgage to meet your needs and fit your budget. And with a fixed rate for the life of the loan, you’ll always know exactly how much you have to pay.
Benefits
Flexible terms, fixed rate
Choose from 10- to 30-year terms1 to get a low rate and a fixed monthly payment that you can afford. Perfect for budget planning.
Low down payment
Put as little as 3-5% down on your new home (or more if you can afford it). Our mortgage loan officers can walk through your options and help you find the right financing solution for you.
Local servicing
Because we service mortgages locally, you can continue working with the same group of people who helped you into your home in the first place, who know you and understand your needs.
Simple online process
You can apply online or even on your mobile device using our convenient, streamlined application process.
|
Rate |
Points |
APR |
|
|---|---|---|---|
| Rates effective 10/12/2024 | |||
|
APR = Annual Percentage Rate. Rates can vary according to individual loan situations. Rates and lock periods are subject to change. The payment amount may be higher if escrows for property taxes, homeowner’s insurance, or mortgage insurance are applicable. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated. |
|||
|
30 Years |
Rate 6.250% |
Points 0 |
APR 6.287% |
|
30 Years |
Rate 6.000% |
Points 1.00 |
APR 6.131% |
|
20 Years |
Rate 6.125% |
Points 0 |
APR 6.174% |
|
20 Years |
Rate 5.875% |
Points 1.00 |
APR 6.049% |
|
15 Years |
Rate 6.000% |
Points 0 |
APR 6.061% |
|
15 Years |
Rate 5.750% |
Points 1.00 |
APR 5.968% |
|
10 Years |
Rate 5.375% |
Points 0 |
APR 5.460% |
Is a Fixed-Rate Mortgage right for you?
There are a couple main reasons why a Fixed-Rate Mortgage might be best for you:
- If you want your interest rate and monthly payments to remain the same throughout the life of the loan.
- If you’re planning to live there for more than a few years.
Still not sure? Check out our adjustable-rate mortgage or get in touch with one of our mortgage loan officers. They’ll go over your options and help you find the right kind of financing to get you into your new home.
Meet with us.
Our Mortgage Loan Officers help people buy homes every day. We look forward to answering your questions and helping you find flexible and affordable home financing options.
Apply for a Fixed Rate Mortgage
Disclosures
- 1.
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APR = annual percentage rate. Fixed rate mortgage payment example: A fixed rate loan of $180,000 for 30 years at a 5.750% interest and an APR of 5.786% is a $1,050.43 monthly payment. Adjustable rate mortgage payment example: The adjustable rate mortgage is a variable rate loan; interest rates and payments may increase after the original fixed-rate period. Your interest rates and payments may increase after the original fixed-rate period. A loan for $180,000 at a 5.625% initial interest rate and APR of 6.48%, subject to increase, will have the following monthly payment: 300 payments of $1,178.22 at an interest rate of 7.00% based on the current index plus a margin.
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- 2.
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APR = annual percentage rate. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
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