Worker Standing Next to New Chimney

Energy Improvement Loan

Several options to save you money and energy.

From solar to bicycles

Think of our energy improvement loan like an Uno wild card—play it any time and go green. Use this versatile loan to finance a range of energy-saving projects and purchases, including solar and efficient home heating and cooling systems, weatherization and home energy efficiency upgrades, and commuter and e-bikes.

Benefits

Dollar Bills

Flexibility

Discounted rates, terms up to 15 years, and a wide variety of uses mean we can tailor the loan to your specific needs and goals.

Savings

Potential savings

Save on your monthly utility bills and transportation expenses over time.

Leaf

Greener planet

Reducing your impact on the environment while saving money? That’s what we call a win-win.

Current rates

Energy Improvement Loan

Term1

APR as low as

Rates effective 11/12/2024

APR = annual percentage rate and reflects the current minimum APR offered. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term.

Term1

60 months

APR as low as

6.50%

Term1

144 months

APR as low as

7.75%

Term1

180 months

APR as low as

8.50%

Estimate your monthly payment

Enter the amount you wish to borrow and select the preferred loan term to determine your estimated monthly payment and interest rate.

Calculated payments shown are for estimation purposes only. Actual loan payment amount and interest rate will be disclosed at loan closing and may differ slightly.

Considering an electric bicycle?

Get a free e-bike consultation with LocalMotion or see if your local library can lend you one for a spin. Once you’ve made a decision, you may be able to take advantage of e-bike rebates from many Vermont utilities and have even lower payments on your Energy Improvement Loan.

Learn more about e-bike rebates.

Two People Riding Bikes on Recreation Path

Apply for an Energy Improvement Loan

If you have any questions, call 802.871.3471 to speak with one of our specialists.

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Disclosures

1.
  • Payment example: A $20,000 loan for 144 months at 7.75% APR will have a monthly payment of $213.78.