Personal Green Loan Rates
Loan Name | Term | Minimum Loan Amount | Maximum Loan Amount | APR as low as |
|---|---|---|---|---|
APR = annual percentage rate and reflects the current minimum APR offered. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. We will file a UCC Fixture Filing on the solar and related equipment. This will show up on a property title search, but it is not a deed of trust. These loans are not a second mortgage and are not secured by the home. | ||||
Loan Name Solar Loan1 | Term 60 months (5 years) | Minimum Loan Amount $10,000 | Maximum Loan Amount $90,000 | APR as low as |
Loan Name | Term 120 months (10 years) | Minimum Loan Amount $10,000 | Maximum Loan Amount $90,000 | APR as low as |
Loan Name | Term 180 months (15 years) | Minimum Loan Amount $10,000 | Maximum Loan Amount $90,000 | APR as low as |
Loan Name 20-year Solar Loan2 | Term 240 months (20-year) | Minimum Loan Amount $20,000 | Maximum Loan Amount $90,000 | APR as low as |
Loan Name | Term | Minimum Loan Amount | Maximum Loan Amount | APR as low as |
|---|---|---|---|---|
APR = annual percentage rate and reflects the current minimum APR offered. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. | ||||
Loan Name Energy Improvement Loan3 | Term 60 months (5 years) | Minimum Loan Amount $300 | Maximum Loan Amount $60,000 | APR as low as |
Loan Name | Term 120 months (10 years) | Minimum Loan Amount $300 | Maximum Loan Amount $60,000 | APR as low as |
Loan Name | Term 180 months (15 years) | Minimum Loan Amount $300 | Maximum Loan Amount $60,000 | APR as low as |
Loan Name 20-year Energy Improvement Loan4 | Term 240 months (20-year) | Minimum Loan Amount $20,000 | Maximum Loan Amount $60,000 | APR as low as |
Household Income Qualifications5 | Term6 | APR as low as |
|---|---|---|
APR = annual percentage rate and reflects the current minimum APR offered. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. | ||
Household Income Qualifications5 High Income | Term6 36 months | APR as low as |
Household Income Qualifications5 High Income | Term6 60 months | APR as low as |
Household Income Qualifications5 High Income | Term6 120 months | APR as low as |
Household Income Qualifications5 High Income | Term6 180 months | APR as low as |
Household Income Qualifications5 Moderate Income | Term6 36 months | APR as low as |
Household Income Qualifications5 Moderate Income | Term6 60 months | APR as low as |
Household Income Qualifications5 Moderate Income | Term6 120 months | APR as low as |
Household Income Qualifications5 Moderate Income | Term6 180 months | APR as low as |
Household Income Qualifications5 Low Income | Term6 36 months | APR as low as |
Household Income Qualifications5 Low Income | Term6 60 months | APR as low as |
Household Income Qualifications5 Low Income | Term6 120 months | APR as low as |
Household Income Qualifications5 Low Income | Term6 180 months | APR as low as |
Disclosures
- 1.
APR = annual percentage rate. APR is effective as of 7/1/2025 and reflects the current minimum APR offered. The following example is for estimation purposes only: a $20,000 loan at 6.25% APR would result in 120 monthly payments of $224.63. Actual loan payment amount will be disclosed at loan closing and may differ slightly. Other rates and terms available based on individual credit standing and term. Other terms are available.
- 2.
APR = annual percentage rate. APR is effective as of 4/11/2025 and reflects the current minimum APR offered. The APR may be adjusted based on individual credit standing and term. Minimum loan amount is $20,000. The following example is for estimation purposes only: a $20,000 loan at 8.75% APR would result in 240 monthly payments of $176.83. Actual loan payment amount will be disclosed at loan closing and may differ slightly. Other rates and terms available based on individual credit standing and term.
- 3.
Payment example: A $20,000 loan for 120 months at 7.50% APR will have a monthly payment of $237.49.
- 4.
Payment example: A $20,000 loan for 240 months at 9.75% APR will have a monthly payment of $189.83.
- 5.
Income qualification guidelines apply. APR will be adjusted based on household income and term. Secured loan options available upon request; minimum secured amount borrowed is $5,000.
- 6.
Payment example: A $20,000 loan for 60 months at 4.99% APR will have a monthly payment of $377.38.