Personal Line of Credit
Let’s give you a buffer.
A line of credit for just in case
A personal line of credit is like a fire extinguisher–it’s there if you need it. Whether it’s unforeseen expenses like a medical bill or you accidentally overdraft your checking account, your personal line of credit has you covered for the exact amount you need. All you need to do is break glass.
Benefits
Enjoy a fixed rate
Unlike with many credit cards, you can have the peace of mind that the interest rate on your credit line won’t change.
Pay less interest
With this revolving line of credit, you can borrow exactly what you need, and you only pay interest on the balance you carry month to month.
Access up to $20K
You can have a line of credit for up to $20,000 that’s available whenever you need it.
Avoid overdraft fees
Link your credit line directly to your checking account so your overdraft fees are automatically covered.
Current rates
|
Type |
APR |
|---|---|
| Rates effective 10/09/2024 | |
|
APR = annual percentage rate and reflects the current minimum APR offered. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. This is a line of credit and when activated the monthly minimum payment is equal to 5% of the balance or $25, whichever is greater. |
|
|
Type Personal Line of Credit |
APR 14.00% |
Apply for a line of credit
If you are already a member and want to apply online, it’s easier to open an account once you’ve logged into online or mobile banking. That way we can save you time by pre-filling the application with your information.