Personal Deposit Rates
|
Type |
Minimum Opening Deposit |
APY |
|---|---|---|
|
APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. |
||
|
Type Basic Checking |
Minimum Opening Deposit $25 |
APY None |
|
Type Edge Pay Checking |
Minimum Opening Deposit $25 |
APY None |
|
Type |
Minimum Opening Deposit |
APY |
|---|---|---|
|
APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. |
||
|
Type Savings |
Minimum Opening Deposit $5 |
APY 0.20% |
|
Type Holiday Savings |
Minimum Opening Deposit $5 |
APY 0.20% |
|
Minimum Balance to Earn APY |
APY |
|---|---|
|
APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. Our Money Market account is a tiered rate account. The applicable dividend rate is applied to the total account balance. |
|
|
Minimum Balance to Earn APY $1,000 – $49,999.99 |
APY 1.81% |
|
Minimum Balance to Earn APY $50,000 – $99,999.99 |
APY 2.27% |
|
Minimum Balance to Earn APY $100,000 – $249,999.99 |
APY 2.63% |
|
Minimum Balance to Earn APY $250,000 – $499,999.99 |
APY 3.14% |
|
Minimum Balance to Earn APY $500,000 and over |
APY 3.14% |
|
Term |
Minimum Balance to Earn APY |
APY |
|---|---|---|
|
APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. Early withdrawal penalties may apply to certificates. *The 7-month certificate will be offered for a limited time and will renew to the 1-year term at maturity. |
||
|
Term 6-month |
Minimum Balance to Earn APY $500 |
APY 3.00% |
|
Term 7-month Special* |
Minimum Balance to Earn APY $500 |
APY 4.50% |
|
Term 1-year |
Minimum Balance to Earn APY $500 |
APY 4.25% |
|
Term 2-year |
Minimum Balance to Earn APY $500 |
APY 3.50% |
|
Term 3-year |
Minimum Balance to Earn APY $500 |
APY 3.50% |
|
Term 4-year |
Minimum Balance to Earn APY $500 |
APY 3.50% |
|
Term 5-year |
Minimum Balance to Earn APY $500 |
APY 3.50% |
|
Type |
Term |
Minimum Balance to Earn APY |
Dividend Rate |
APY |
|---|---|---|---|---|
|
For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance within that tier. The APYs, which vary depending on the balance in the account, are shown for each tier. APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. Early withdrawal penalties may apply to certificates. Future Saver Plus Certificates are tiered rate accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance within that tier. The APYs, which vary depending on the balance in the account, are shown for each tier. |
||||
|
Type Future Saver |
Term 12 to 60 months |
Minimum Balance to Earn APY $25 |
Dividend Rate 1.98% |
APY 2.00% |
|
Type Future Saver Plus |
Term 12-month |
Minimum Balance to Earn APY $25 – $5,000.00 |
Dividend Rate 3.93% |
APY 4.00% |
|
Type Future Saver Plus |
Term 12-month |
Minimum Balance to Earn APY $5,000.01 and over |
Dividend Rate 1.98% |
APY 4.00% to 2.01% |
|
Term |
Minimum Balance to Earn APY |
APY |
|---|---|---|
|
APY = annual percentage yield and reflects the current minimum APY offered. Rates are subject to change after account opening. Fees could reduce earnings. Early withdrawal penalties may apply to Certificates. *The 7-month certificate will be offered for a limited time and will renew to the 1-year term at maturity. The IRA Savings account requires a minimum balance of $5 to open the account. |
||
|
Term IRA Savings |
Minimum Balance to Earn APY None |
APY .20% |
|
Term 6-month |
Minimum Balance to Earn APY $500 |
APY 3.00% |
|
Term 7-month Special* |
Minimum Balance to Earn APY $500 |
APY 4.50% |
|
Term 1-year |
Minimum Balance to Earn APY $500 |
APY 4.25% |
|
Term 2-year |
Minimum Balance to Earn APY $500 |
APY 3.50% |
|
Term 3-year |
Minimum Balance to Earn APY $500 |
APY 3.50% |
|
Term 4-year |
Minimum Balance to Earn APY $500 |
APY 3.50% |
|
Term 5-year |
Minimum Balance to Earn APY $500 |
APY 3.50% |