Mortgage Rates
|
Type |
Rate |
Points |
APR |
|
|---|---|---|---|---|
|
APR = annual percentage rate. Mortgage rates are published daily and assume zero (0) points. Adjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated. |
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|
Type Fixed rate |
30 Years |
Rate 6.250% |
Points 0 |
APR 6.287% |
|
Type Fixed rate |
30 Years |
Rate 6.000% |
Points 1 |
APR 6.131% |
|
Type Fixed rate |
20 Years |
Rate 6.125% |
Points 0 |
APR 6.174% |
|
Type Fixed rate |
20 Years |
Rate 5.875% |
Points 1 |
APR 6.049% |
|
Type Fixed rate |
15 Years |
Rate 6.000% |
Points 0 |
APR 6.061% |
|
Type Fixed rate |
15 Years |
Rate 5.750% |
Points 1 |
APR 5.968% |
|
Type Fixed rate |
10 Years |
Rate 5.375% |
Points 0 |
APR 5.460% |
|
Type 3-year adjustable rate |
30 Years |
Rate 5.625% |
Points 0 |
APR 6.626% |
|
Type 5-year adjustable rate |
30 Years |
Rate 5.875% |
Points 0 |
APR 6.548% |
|
Type 7-year adjustable rate |
30 Years |
Rate 6.625% |
Points 0 |
APR 6.811% |
|
Type |
Rate |
APR |
|
|---|---|---|---|
|
APR = Annual Percentage Rate. Rates can vary according to individual loan situations. Rates and lock periods are subject to change. The payment amount may be higher if escrows for property taxes, homeowner’s insurance, or mortgage insurance are applicable. Adjustable Rate Mortgages (ARMs): 2/5 Cap; tied to 1-year T-Bill with 2.875% margin. Begin with a fixed rate and adjust upward or downward after the initial fixed term. ARM products contain two numbers. The first number refers to the number of years the interest rate at closing remains fixed. The second number is the number of years between interest rate changes after the initial fixed term expires. |
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|
Type VHFA 30-Year Advantage |
30 years |
Rate 6.000% |
APR 6.036% |
|
Type VHFA 30-Year Move |
30 years |
Rate 5.750% |
APR 5.786% |
|
Type HOME Fixed-Rate (with Down Payment Assistance) |
30 years |
Rate 6.375% |
APR 6.392% |
|
Type HOME 5/1 Adjustable-Rate (with Down Payment Assistance) |
30 years |
Rate 5.875% |
APR 6.548% |
|
Type HOME 5/1 Adjustable-Rate |
30 years |
Rate 5.875% |
APR 6.548% |
|
Type HOME 7/1 Adjustable-Rate |
30 years |
Rate 6.625% |
APR 6.811% |
|
Type |
Rate |
APR |
|
|---|---|---|---|
|
Type Fixed-Rate Construction Loan (interest only) |
6 to 12 months |
Rate 7.750% |
APR 8.302% |
|
Type Adjustable-Rate Land Loan (1/1 ARM) |
10 Years, 25-Year Amortization |
Rate 5.500% |
APR 7.020% |
|
Type Adjustable-Rate Land Loan (3/1 ARM) |
10 Years, 25-Year Amortization |
Rate 6.125% |
APR 6.877% |
There’s more to explore.
No matter what kind of home you’re buying, we have a variety of financing options to meet your financial needs. Explore our different rates and terms to see how we can help you finance your dream home.
Disclosures
- 1.
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APR = annual percentage rate. Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated.
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- 2.
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APR = annual percentage rate. Fixed rate mortgage payment example: A fixed rate loan of $180,000 for 30 years at a 5.750% interest and an APR of 5.786% is a $1,050.43 monthly payment. Adjustable rate mortgage payment example: The adjustable rate mortgage is a variable rate loan; interest rates and payments may increase after the original fixed-rate period. Your interest rates and payments may increase after the original fixed-rate period. A loan for $180,000 at a 5.625% initial interest rate and APR of 6.48%, subject to increase, will have the following monthly payment: 300 payments of $1,178.22 at an interest rate of 7.00% based on the current index plus a margin.
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- 3.
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Construction loan payment example: A fixed rate loan of $180,000 fully advanced at a 7.750% interest and an APR of 8.302% is a $1162.50 interest-only monthly payment.
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