Business Fees
Tips to avoid fees
Although there are some fees that can’t be avoided, there are plenty of ways to avoid or reduce some fees altogether.
ATM surcharge
Instead of using an ATM, ask for cash back at a retail store. It’s usually a lot less than the surcharge fee charged at ATMs. You can also dodge the surcharge fee at any CO-OP ATM in the U.S.
Non-sufficient funds
Avoid overdrawing your account and getting charged a fee. For added security consider overdraft protection or adding a line of credit to your account.
Excessive withdrawal
Try not to use your savings account as a transaction account. A good rule of thumb is to keep your monthly transactions to no more than six per month. However, when performing this transaction at branch, it will be exempt from being counted.
Paper statement charge
Sign up for online access to your account statements so you won’t need a paper copy sent to you. Use our free online banking to print it as home or work.
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Action |
Fee |
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* Applies to non-sufficient funds or overdraft items created by check, in-person and ATM withdrawal, or other electronic means. Maximum of two (2) paid or returned fees per day per account. Fee is waived if your account is overdrawn by $10 or less. The NSF fee is charged each time an item is presented for payment against insufficient available funds. Multiple presentments of the same item may result in multiple fees. |
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Action Non-Sufficient Funds (NSF) | Overdraft* |
Fee $14 |
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Action Overdraft Transfer (from another deposit account) |
Fee 4 free per month, then $3 each |
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Action Returned Statement (1st incident) |
Fee $5 – future mailings suspended until address is corrected |
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Service |
Fee |
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* This fee applies to any debit card transaction made at a location in a foreign country, or payable to a merchant located in a foreign country even if you initiate the transac-tion from within the United States. ** You may use your ATM/debit card from us at any of our ATMs without incurring a fee. If you use an ATM not owned by us, the non-EastRise ATM Fee will apply as outlined above. Additionally, you may incur a surcharge fee from any institution for using their ATM. Transactions through the CO-OP Network are surcharge-free. The $1.50 non-EastRise ATM fee will be charged if applicable. *** Single check, Multiple checks within range, ACH |
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Service Abandoned Property |
Fee $25 per membership |
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Service ACH Origination Online |
Fee $20 per month |
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Service ATM Surcharge |
Fee Other institutions may charge to use their ATMs (see free ATMs) |
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Service Bill Pay Overnight Check Payment |
Fee $14.95 per transaction |
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Service Bill Pay Same Day Electronic Payment |
Fee $9.95 per transaction |
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Service Business Debit Card Replacement |
Fee $5 per card (1 free per account per year); $15 expedited |
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Service Cannabis Monthly Service Fee |
Fee 1.5% of total monthly deposits; capped at $1,500 |
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Service Check copy |
Fee $3 each |
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Service Check Order |
Fee Prices vary per style |
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Service Domestic Wire Transfer (outgoing) |
Fee $15.00 per transfer |
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Service Foreign Check Collection |
Fee $35 each |
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Service International Wire Transfer (outgoing) |
Fee $30 per transfer |
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Service International Transaction Fee* |
Fee 1% of transaction amount |
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Service Non-EastRise ATM Fee** |
Fee 4 free per month; then $1.50 each |
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Service Official Check (Cashier’s Check) |
Fee $2 each (free if payable to business name on account with us) |
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Service Paper Statement |
Fee $5 per month |
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Service Research |
Fee $35 per hour |
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Service Returned Deposited Item |
Fee $24 when item was written off of an account owned by you |
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Service Statement Copy |
Fee $5 each |
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Service Stop Payment (Check or ACH)*** |
Fee $19 |
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Service Temporary Checks |
Fee One free sheet (4 checks) per month; then $2 per sheet (4 checks) |