New and Used Auto Loans
Fast and simple auto financing.
Let’s get you pre-approved today
Whether you’re looking for a regular or green vehicle, our team is here to make sure you’re getting the best auto loan rate, term, and payment plan that aligns with your financial goals.
Benefits
Save more
We offer the same annual percentage rate, as low as 5.50%1, for new and used cars and trucks, and even further discounted rates for green vehicles.
115% Financing
Finance up to 115% of the vehicle high book value at EastRise, so you can get the vehicle you really want.
Flexible terms
We offer flexible terms and payment options to personalize your loan and meet your needs.
Current rates
|
Term |
APR as low as1 |
|---|---|
| Rates effective 10/09/2024 | |
|
APR = annual percentage rate and reflects the current minimum APR offered. |
|
|
Term 24 months |
APR as low as1 5.50% |
|
Term 36 months |
APR as low as1 5.50% |
|
Term 48 months |
APR as low as1 5.55% |
|
Term 60 months |
APR as low as1 5.60% |
|
Term 72 months |
APR as low as1 5.99% |
|
Term 84 months |
APR as low as1 6.45% |
|
Term |
APR as low as1 |
|---|---|
| Rates effective 10/09/2024 | |
|
APR = annual percentage rate and reflects the current minimum APR offered. APR reduced by an additional 0.50% for all-electric and plug-in electric vehicles. |
|
|
Term 24 months |
APR as low as1 5.00% |
|
Term 36 months |
APR as low as1 5.00% |
|
Term 48 months |
APR as low as1 5.05% |
|
Term 60 months |
APR as low as1 5.10% |
|
Term 72 months |
APR as low as1 5.49% |
|
Term 84 months |
APR as low as1 5.95% |
|
Term 96 months |
APR as low as1 6.45% |
|
Term |
APR (as low as)1 |
|---|---|
| Rates effective 10/09/2024 | |
|
APY = annual percentage yield and reflects the current minimum APY offered. |
|
|
Term 24 months |
APR (as low as)1 4.50% |
|
Term 36 months |
APR (as low as)1 4.50% |
|
Term 48 months |
APR (as low as)1 4.55% |
|
Term 60 months |
APR (as low as)1 4.60% |
|
Term 72 months |
APR (as low as)1 4.99% |
|
Term 84 months |
APR (as low as)1 5.45% |
|
Term 96 months |
APR (as low as)1 5.95% |
Estimate your monthly payment
Select the loan type then enter the amount you wish to borrow and preferred loan term to determine your estimated monthly payment and interest rate.
Calculated payments shown are for estimation purposes only. Actual loan payment amount and interest rate will be disclosed at loan closing and may differ slightly.
Buying a green vehicle?
Choose a cleaner, greener ride and save more with even lower rates.
Whether you’re investing in an electric vehicle, plug-in hybrid, or another alternative fuel option, our Green Vehicle Loan is designed to support any eco-friendly make or model. Eligible vehicles include:
- Any vehicle with a combined city/highway MPG of over 35, as listed on FuelEconomy.gov.
- Vehicles powered by alternative fuels such as fuel cells, ethanol, natural gas, propane, or hydrogen.
- Electric motorcycles.
Simply apply using the Green Vehicle Loan application and we’ll give you the proper discount—a full 1.00% for electric or plug-in hybrid vehicles, and a 0.50% discount for all other qualifying green vehicles.
Pay less on your electric car
Interested in an electric or plug-in hybrid vehicle? You could qualify for rebates and incentives through your utility partner. We streamline the process by applying any rebates and federal tax credits directly to your principal balance. To discover the rebates available to you, simply click on your utility partner below:
Burlington Electric Department
Green Mountain Power
Washington Electric Cooperative
Vehicle Protection
EastRise offers both Mechanical Breakdown Protection (MBP) and Guaranteed Asset Protection (GAP) for your vehicle. These protection programs are comparable to, and often more affordable than, what a dealership may offer as mechanical breakdown insurance. (Some exclusions may apply.)
If you would like to add MBP or GAP to your new or existing auto loan, please reach out.
Mechanical Breakdown Protection (MBP)
Mechanical Breakdown Protection (MBP) is a complete line of coverage designed to keep your vehicle on the road. No matter where you travel in the U.S., MBP can protect you against major mechanical expenses with no deductible on covered parts or labor. This plan includes a rental car allowance and 24/7 emergency roadside service.
Guaranteed Asset Protection (GAP)
Guaranteed Asset Protection (GAP) can cover the difference between the vehicle’s value and the amount you still owe on the loan in the event the vehicle is stolen or totaled in an accident. We also offer GAP Advantage, which not only pays the difference between the vehicle’s value and the balance of the loan owed, but will also cover the deductible and $1,000 towards the purchase of a new car if you finance with EastRise.
Car-buying resources
Here are a few articles to give you a leg up as you shop for your next vehicle.
Apply for an auto loan.
Not sure about your options? Get in touch and let’s find the best auto loan for you.
Disclosures
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Other rates and terms may be available. APR = annual percentage rate may be adjusted based on your individual credit standing and term. Payment example: $25,000 loan for 60 months at 5.60% APR will have a monthly payment of $479.75. Payment example: $250,000 loan for 60 months at 7.75% APR will have a monthly payment of $503.05. Payment example: $25,000 loan for 60 months at 5.10% APR will have a monthly payment of $473.89.
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