20-Year Energy Improvement Loan
Big loan energy for your big energy plans.
Plan your energy upgrades
Reduce your home’s operating costs with investments in solar technology, high-efficiency heating systems, or other energy upgrades.
Benefits
Low rates
Looking for consistent, manageable payments? Discounted, fixed rates make this loan both affordable and predictable.
20-Year Term
A longer term helps you finance those larger projects that may not otherwise be affordable.
Higher loan maximum
Invest more up front in your solar purchase or comprehensive home energy renovation for greater long-term savings on your home energy bills.
Is your project eligible?
Before committing to a project, that may be eligible for the 30% Federal Investment Tax Credit, The Federal Investment Tax Credit is not a guaranteed refund. You must qualify for this credit based on your annual tax liability. EastRise does not provide tax advice.
Current rates
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Term2 |
APR as low as |
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| Rates effective 10/12/2024 | |
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APR = annual percentage rate and reflects the current minimum APR offered. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. |
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Term2 240 months |
APR as low as 9.75% |
Estimate your monthly payment
Enter the amount you wish to borrow for a 20-year loan term to determine your estimated monthly payment and interest rate.
Calculated payments shown are for estimation purposes only. Actual loan payment amount and interest rate will be disclosed at loan closing and may differ slightly.
Apply for a 20-Year Energy Improvement Loan
If you are already a member, log into online or mobile banking to pre-fill the application with your information. If you have any questions, call 802.371.5146 to speak with one of our specialists.
Disclosures
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Payment example: A $20,000 loan for 240 months at 9.75% APR will have a monthly payment of $189.76.
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